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News

ARTICLE

Date ArticleType
10/30/2025 2:54:31 PM Press Release

Ready for Change? An Update on the Penny

As you might know, the U.S. Treasury has ended production of pennies, and the impact of the change is happening faster than expected. Here’s what you need to know. 

  • As of last week, pennies remain plentiful in South Dakota. 

  • The Federal Reserve is committed to accepting deposits of pennies from banks and credit unions; retailers can deposit pennies with financial institutions. 

  • Neither the state nor federal government has issued guidance for retailers. 

There are markets that are already experiencing a penny shortage. Here’s how some retailers are handling the situation. 

  • Changing pricing to diminish penny use  

  • Posting signs to alert customers of no penny policies 

  • Rounding transactions in customers’ favor  

  • Training staff on the issue 

  • Prepping point of sale systems for rounding updates 

We’ll continue to provide information as it becomes available. Watch for expanded coverage in the Dec. - Jan. Retail Prophet. 

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